{"html": "<div class=\"lf-doc\"><p class=\"lf-p\">of 21 May 2013 on online dispute resolution for consumer disputes and amending Regulation (EC) No. 2006/2004 and Directive 2009/22/EC (Regulation on consumer ODR).</p>\n<div class=\"lf-abs\"><span class=\"lf-abs-num\">15.</span>Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No. 1093/2010 (with regard to Articles 10, 11, 13, 14, 15, 16, 17, 18, 21, 22, 23,</div>\n<h3 class=\"lf-part\">Chapter 10 and Annexes I and II thereof).</h3>\n<p class=\"lf-p\">Amended by:</p>\n<p class=\"lf-p\">XXX. 2015.8.</p>\n<p class=\"lf-p\">FOURTH SCHEDULE (ARTICLE 66) DIRECTORATES Subject to the powers of the Minister under article 66, the Office for Competition, the Office for Consumer Affairs, the Technical Regulations Division and the Standards and Metrology Institute, shall have the following Directorates:</p>\n<p class=\"lf-p\">Office for Competition 1.</p>\n<p class=\"lf-p\">Inspectorate and Cartel Investigations Directorate with the responsibility to carry out inspections in terms of the Competition Act and to detect and curtail cartels.</p>\n<p class=\"lf-p\">2.</p>\n<p class=\"lf-p\">Communications, Energy, Transport and Financial Services Markets Directorate focusing on competition concerns, infringements, and concentrations in regulated markets.</p>\n<p class=\"lf-p\">3.</p>\n<p class=\"lf-p\">Primary, Manufacturing and Retail Markets Directorate focusing on restrictive practices and concentrations in other sectors of the economy.</p>\n<p class=\"lf-p\">MALTA COMPETITION AND CONSUMER AFFAIRS AUTHORITY ACT Office for Consumer Affairs 1.</p>\n<p class=\"lf-p\">Information, Education and Research Directorate with the responsibility to offer assistance to consumers, to create awareness of consumer rights, stimulate good trading practices, educate consumers on making wellinformed choices in the market and to undertake market studies with a view to identifying and rectifying market failures.</p>\n<p class=\"lf-p\">2.</p>\n<p class=\"lf-p\">Complaints and Conciliation Directorate with the responsibility of following disputes lodged by consumers against traders, of proposing solutions or bringing the parties together with the aim of facilitating an amicable solution. This Directorate shall in the effective handling and resolution of any such disputes act independently from the parties involved and from any other persons.</p>\n<p class=\"lf-p\">3.</p>\n<p class=\"lf-p\">Enforcement Directorate focusing on public enforcement by investigating unfair trading practices and unfair contract terms, ensuring price transparency and compliance with other information requirements and ensuring observance of consumer related legislation falling within the jurisdiction of the Office for Consumer Affairs.</p>\n<p class=\"lf-p\">Technical Regulations Division 1.</p>\n<p class=\"lf-p\">Regulatory Affairs Directorate with the responsibility of the transposition and implementation of legislation in the field of free movement of goods.</p>\n<p class=\"lf-p\">2.</p>\n<p class=\"lf-p\">Market Surveillance Directorate with the responsibility to ensure that only goods conforming to regulations are available on the market.</p>\n<p class=\"lf-p\">Standards and Metrology Institute 1.</p>\n<p class=\"lf-p\">Standardization Directorate with the responsibility of the preparation of an annual standards programme, the co-ordination of standardization and related activities.</p>\n<p class=\"lf-p\">2.</p>\n<p class=\"lf-p\">Metrology Directorate with the responsibilities of legal, industrial and scientific metrology.</p>\n<p class=\"lf-p\">3.</p>\n<p class=\"lf-p\">Laboratory Services Directorate with the responsibility of providing advice and testing services.</p></div>", "next": 0}