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S.I. No. 92/2018 - European Union (Consumer Mortgage Credit Agreements) (Amendment) Regulations 2018

S.I. No. 92/2018 - European Union (Consumer Mortgage Credit Agreements) (Amendment) Regulations 2018 Skip to content Disclaimer Feedback Helpdesk Gaeilge Léim go dtí an t-ábhar Séanadh Aiseolas Deasc chabhrach English Gaeilge English Produced by the Office of the Attorney General Táirgthe ag Oifig an Ard-Aighne Home Legislation Acts of the Oireachtas Statutory Instruments Pre-1922 Legislation Constitution External Resources Bills (Houses of the Oireachtas) Iris Oifigiúil / Official Gazette Revised Acts (LRC) Classified List of Legislation (LRC) Translations (acts.

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  3. s)or rangeBliain nó blianta nó raon TypeCineál All Legislation Acts Statutory Instruments Advanced SearchCuardach Casta HomeBaile Statutory InstrumentsIonstraimí Reachtúla 2018 S.I. No. 92/2018 - European Union (Consumer Mortgage Credit Agreements) (Amendment) Regulations 2018 S.I. No. 92/2018 - European Union (Consumer Mortgage Credit Agreements) (Amendment) Regulations 2018 AmendmentsLeasuithe Download PDF Íoslódáil PDF Notice of the making of this Statutory Instrument was published in “Iris Oifigiúil” of 30th March, 2018. I, PASCHAL DONOHOE, Minister for Finance, in exercise of the powers conferred on me by section 3 of the European Communities Act 1972 (No. 27 of 1972), and for the purpose of giving further effect to Directive (EU) 2014/17 of the European Parliament and of the Council of 4 February 20141 , as amended by Regulation (EU) 2016/1011 of the European Parliament and of the Council of 8 June 20162 , hereby make the following regulations: Citation and commencement 1.

(1)These Regulations may be cited as the European Union (Consumer Mortgage Credit Agreements) (Amendment) Regulations 2018.
(2)These Regulations shall come into operation on 1 July
  1. Amendment of European Union (Consumer Mortgage Credit Agreements) Regulations 2016
  2. The European Union (Consumer Mortgage Credit Agreements) Regulations 2016 ( S.I. No. 142 of 2016 ) are amended— (a) in Regulation 3, by inserting after the definition of “authorisation” in paragraph
(1), the following: “ ‘Benchmarks Regulation’ means Regulation (EU) 2016/1011 of the European Parliament and of the Council of 8 June 20163 ;”, (b) in Regulation 14
(1), by inserting after subparagraph (
  1. e)the following: “(
  2. ea)where contracts that reference a benchmark as defined in point
(3)of Article 3
(1)of the Benchmarks Regulation are available, the names of the benchmarks and of their administrators and the potential implications on the consumer;”, and (c) in Regulation 42, by inserting after paragraph
(1)the following: “(1A) Notwithstanding paragraph
(1), subparagraph (ea) of Regulation 14
(1)shall not apply to a credit agreement that comes into effect before 1 July 2018.”. GIVEN under my Official Seal, 22 March 2018. PASCHAL DONOHOE, Minister for Finance. 1 OJ No. L 60, 28.02.2014, p.34 2 OJ No. L 171, 29.6.2016, p.1 3 OJ No. L 171, 29.6.2016, p.1 Privacy Statement Accessibility European Legislation Identifier (PDF) Open Data License Ráiteas Príobháideachais Inrochtaineacht Aitheantóir Eorpach Reachtaíochta (ELI) Ceadúnas Sonraí Oscailte Liosta Fianán © Government of Ireland. Oireachtas Copyright Material is reproduced with the permission of the Houses of the Oireachtas © Rialtas na hÉireann. Atáirgtear ábhar faoi Chóipcheart le cead ó Thithe an Oireachtais

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